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Renew Your Car Insurance Online with BimaStreet
Renewing your car insurance does not have to be complicated. With BimaStreet you can start your renewal online and review every important policy detail before you choose your coverage.
Enter Your Car Number
Takes less than 30 seconds to check your options
Check Your Renewal
Begin online and confirm your policy expiry date using your vehicle registration number.
Compare Your Options
Compare the coverage, add-ons and premium amounts available through your choice of insurers.
Choose Your Cover
Select the right car insurance cover by comparing all the options available for your car.
Renew Online
Complete the renewal payment online and get your policy document instantly in your inbox.
Is Your Car Insurance Expiring?
Renew before your policy expires
Keep track of your car insurance expiry date so you never drive with an expired policy. BimaStreet helps you renew expiring car insurance online in minutes.
Renewing before your policy expires helps you protect your No Claim Bonus, avoid a fresh vehicle inspection and keep your premium lower than buying a new policy.
Renew My Car InsuranceBefore your renewal, check these:
- ✓Your policy expiry date
- ✓Current coverage and terms
- ✓Renewal premium amount
- ✓Insured declared value (IDV)
- ✓No claim bonus (NCB)
- ✓Deductibles applicable
- ✓Add-ons you currently have
- ✓Previous claims or accident history
Compare Car Insurance Renewal Options
Don't renew without reviewing your coverage. Compare the most important factors of a car insurance plan before you renew.
Choose Your Car Insurance Coverage
Understand the difference between comprehensive, third-party and own-damage car insurance before you renew.
Comprehensive Car Insurance
Comprehensive car insurance is the most popular type of cover for most cars. It protects your car against damage from accidents, theft, fire and natural calamities, and also covers your legal liability towards a third party.
Explore Comprehensive InsuranceThird Party Car Insurance
Third-party car insurance covers the legal liability for damage or injury caused to another person or vehicle by your car. It is mandatory by law and is the most affordable renewal option.
Explore Third Party InsuranceOwn Damage Car Insurance
Own-damage car insurance covers the repair or replacement cost of your own car against accidents, fire, theft and natural disasters. It is usually paired with third-party cover for complete protection.
Explore Own Damage InsuranceUnderstand IDV and NCB Before You Renew
Two values decide your renewal premium the most. IDV affects what you can claim, while NCB decides the discount you get.
What Is IDV?
IDV stands for Insured Declared Value. It is the maximum amount your insurance company will pay if your car is stolen or damaged beyond repair. A higher IDV means a higher premium, but it also means a better payout in case of a total loss.
Understand IDV BetterCheck Your NCB Before Renewal
NCB, or No Claim Bonus, is the discount you earn for every claim-free year. It can rise up to 50% of your own-damage premium, so check your eligibility before you renew.
- ✓Previous policy details
- ✓Claim history
- ✓NCB eligibility
- ✓Applicable NCB
- ✓NCB transfer requirements
Enhance Your Car Insurance With Add-Ons
Extend your car insurance coverage with relevant add-ons that protect you against unexpected expenses.
Zero Depreciation
Zero depreciation car insurance covers the full cost of replaced parts without deducting depreciation.
Roadside Assistance
Emergency help for breakdowns, flat tyres, fuel shortage, towing and more while you are on the road.
Engine Protection
Engine protector add-on covers repair costs due to water ingression, oil leakage or similar engine failures.
Consumables Cover
Consumable cover pays for small parts like nuts, bolts, oils and filters that wear out during a claim repair.
Key Protection
Key protection add-on covers the cost of replacing your car keys if they are lost, damaged or stolen.
Tyre Protection
Tyre protection cover handles tyre damage such as cuts, bursts and bulges that a standard policy does not.
Can You Switch Insurers at Renewal?
Change your car insurance company if you find a better deal
Yes. Car insurance renewal is the best time to change your insurer. Your No Claim Bonus is portable, so you can compare plans from other companies and switch while keeping the discount you have already earned.
Compare Insurers NowBefore you switch, compare:
- 1Premium
- 2Coverage
- 3IDV
- 4NCB
- 5Deductibles
- 6Add-ons
- 7Claim-related services
- 8Waiting periods
- 9Network garages
Expired Car Insurance & Break-in Policy
Driving with expired car insurance is illegal
If your car insurance has already expired, you may lose your No Claim Bonus and your car is no longer covered. A break-in policy lets you renew after the expiry, often with a vehicle inspection and a higher premium.
Renew Expired Insurance NowHow to renew a policy that has expired:
- 1Contact your current insurer as soon as possible
- 2Get a fresh quotation based on your car details
- 3Check whether a vehicle inspection is required
- 4Compare plans before finalising a new policy
- 5Renew online so your vehicle is covered as early as possible
Car Insurance Vehicle Inspection
In some cases your insurer asks for a physical inspection of your car before renewal. This usually depends on.
Need to Renew After a Car Insurance Claim?
Have the right documents ready before renewal
If you have made a claim recently, your renewal options may change. Keep your claim details ready so you can accurately compare your next car insurance plan.
Get Claim AssistanceBefore you renew, keep these ready:
- ✓Your policy number and details
- ✓Claim documents and reports
- ✓Photos of vehicle damage
- ✓Copy of the claim assessment
- ✓Repair estimates from the garage
- ✓Claim details from your insurance company
Renew Car Insurance for Every Type of Car
We support renewal for every type of car, from luxury cars to electric vehicles and older cars.
Luxury Cars
Luxury cars often have a higher IDV and premium, so it pays to compare specialised insurance policies before renewing.
Find Luxury Car Insurance PoliciesElectric Cars
EVs are a recent addition for Indian insurers and are not covered by every company. Check for an EV-specific policy when you renew.
Find EV Car Insurance PoliciesOld Cars
For older cars, the IDV keeps dropping and comprehensive cover may not be available after a certain age. Compare your renewal options carefully.
Find Old Car Insurance PoliciesFind Car Insurance Renewal by Brand
Select your car brand to renew its car insurance online and compare renewal options across insurers.
Frequently Asked Questions
Answers to the most common questions about car insurance renewal online.
Check. Compare. Renew.
Enter your car number below and explore the best car insurance renewal options available to you.
Disclaimer: BimaStreet is an independent insurance web aggregator company registered under IRDAI (Registration No. 600). Car insurance policies are underwritten by the respective insurance companies. Product information displayed here is indicative and based on the details provided. Please refer to the insurer's policy wording for exact terms, conditions and exclusions before renewal. Premiums and coverage may vary by insurer and by vehicle details.
